Property
We think property is probably the most important part of your wealth management strategy. This is because it is hard to become financially secure without owning at least one property. If you can own more than one, things get even better.
We advise on all forms of property: residential homes, investment properties and commercial properties. And we don’t just advise on your own property, either. We often find ourselves showing clients the best way to help their adult kids buy homes.
We always start with your family home. We do this because the family home occupies a special place for most Australians. Our home ownership rates are amongst the highest in the world.
Residential property also occupies a special spot in Australian investment history. It is historically the highest earning asset class, with an average annual return of over 8% compounding in the 10 years to 31 December 2015, and 10.5% per annum in the 20 years to the same date (source: ASX Annual Investment Report June 2016).
Homes account for around 43% of all household wealth in Australia. And, pretty importantly, they give you a place to live as well.
And this is just family homes. When you consider the impact of investment properties as well, you find that being wealthy is really a matter of owning property.
This is why property simply must be a significant part of your financial plan. You need to decide what to buy, how much to spend, how to borrow (and how much) and how to repay the debt if you want to make property investment work for you.
Basically, your wealth starts with property and expands from there. That’s why we do, too.
Max Reinhardt
Financial and Mortgage Adviser
Max started in the finance and lending industry in 2000 and specifically financial advice in 2004 after attaining a Bachelor of Economics Honours degree at The University of Sussex, UK before settling in Australia later that year.
Max has never stopped studying as he is always looking at ways he can better assist his clients and has studied many courses in financial advice, lending and technical analysis as he continues to try and stay ahead of his competitors in terms of the knowledge he can share with his clients.
Max has quite a unique philosophy when it comes to investing as he believes the best thing about the market is that you don’t always have to be in it. Contrary to popular belief, his methods have shown that “timing” the market can result in far better results than just “time in” the market.
This has been evidenced with over 100 years of study on the Dow Jones, which has data available dating back to 1910. He has beaten markets significantly during corrections such as the GFC and Covid crash obtaining significant positive returns, whilst markets have fallen between 40-55% approximately. His Facebook page shows a call for the Covid crash 6 months in advance and clients were able to beat the market by circa 85%.
Of course such opportunities do not occur every day, but being able to form read a market does give him an edge over his competitors. His vast technical analysis study and skills can predominantly be credited to the works of W.D. Gann. He is also not afraid to utilise more modern techniques with the assistance of Artificial Intelligence to give him an even bigger advantage.
Max Reinhardt is an authorised representative (301999) of Finchley & Kent Pty Ltd (ABN 50 673 291 079) (AFSL 555169).
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