Retirement
Everybody wants to retire as comfortably as possible.
It is never too early to start planning your retirement. For younger clients, retirement might be a little in the background, as we assist you with more immediate aims such as buying a home, paying off debt, managing your career and raising a family. But the fact that there are more pressing aims does not mean that retirement should be ignored completely, and we can show you how to manage your affairs so that what you do today also benefits you when you retire.
For clients closer to retirement age, we help you decide when and how to start to make the transition from working life to retirement. For some people this transition is a gradual process. For others it is more sudden. Either way, we help you ensure that you make the transition as comfortably and successfully as possible.
This can include things like planning for the potential use of Centrelink and other Government benefits.
For clients who have already retired, our aim is simple: to help you make sure your money lasts as long as you need it to. This means ensuring that you have invested your super in the right place and that you are managing the costs of your investments – including tax – as efficiently as possible.
Once again, we also ensure that your financial planning makes best use of Centrelink and any other government benefits to which you may be entitled
Max Reinhardt
Financial and Mortgage Adviser
Max started in the finance and lending industry in 2000 and specifically financial advice in 2004 after attaining a Bachelor of Economics Honours degree at The University of Sussex, UK before settling in Australia later that year.
Max has never stopped studying as he is always looking at ways he can better assist his clients and has studied many courses in financial advice, lending and technical analysis as he continues to try and stay ahead of his competitors in terms of the knowledge he can share with his clients.
Max has quite a unique philosophy when it comes to investing as he believes the best thing about the market is that you don’t always have to be in it. Contrary to popular belief, his methods have shown that “timing” the market can result in far better results than just “time in” the market.
This has been evidenced with over 100 years of study on the Dow Jones, which has data available dating back to 1910. He has beaten markets significantly during corrections such as the GFC and Covid crash obtaining significant positive returns, whilst markets have fallen between 40-55% approximately. His Facebook page shows a call for the Covid crash 6 months in advance and clients were able to beat the market by circa 85%.
Of course such opportunities do not occur every day, but being able to form read a market does give him an edge over his competitors. His vast technical analysis study and skills can predominantly be credited to the works of W.D. Gann. He is also not afraid to utilise more modern techniques with the assistance of Artificial Intelligence to give him an even bigger advantage.
Max Reinhardt is an authorised representative (301999) of Finchley & Kent Pty Ltd (ABN 50 673 291 079) (AFSL 555169).